Important Steps to Buying Your Ski Resort Home


Utah Ski Resort Real Estate


Buying a Utah ski resort home can be one of the most rewarding things you ever do, OR it can be one of the biggest nightmares you’ll ever go through. How you experience the home buying process depends entirely on how well prepared you are and how knowledgeable the people helping you are. The following steps should clear up a lot of confusion you might have.

1. Selecting a Realtor

This is probably the most important step in the process. You will, for all intents and purposes, be in partnership with your agent. You will be confiding in them on a business level and often on a personal level. Use an agent that has the knowledge and experience to guide you toward purchasing the correct Ski Resort real estate for your needs. Real estate agents have their fingers on the pulse of an area, and are in the position of being able to give you up-to-date projections on an area’s overall value and an individual property’s worth within that area. That is essential as you set your offer, and also vital as you consider future resale values. They are the key to your finding what you want in the area you want for the price you want. Don't be afraid to ask for references; most agents are used to this and will not object.

Once you select someone you feel good about working with, sign them up as your buyers' agent. It is very important that the person you're working with is representing you exclusively.

2. Selecting a lender

Most people, when selecting a lender, call various lending institutions to check on rates and generally go with the lender with the lowest rates. We strongly recommend that you go with a lender who has been referred to you either by your agent or by someone who has actually gone through the entire loan process with that lending institution and loan officer. The loan officer is just as important -- if not more important -- than the lending institution. Most lending institutions offer the same basic loan programs (conventional fixed rate, FHA and VA, etc.), but each will usually offer their special "niche" products. For example, some lenders specialize in low down payment loans, some specialize in loans for people with marginal credit, some specialize in loans for self-employed borrowers, etc. Your agent will know how to guide you in the right direction.

3. Looking, Selecting and Making an Offer

This is the fun part. It is important to limit the number of homes you're looking at in a day. If you look at too many homes, they begin to run together, and you can't remember one from another. It's a good idea to use a checklist form to help you track the properties you have seen. It is also helpful to actually begin to narrow down the properties after each visit. Once you've narrowed your search down to one or two homes that you really like, your agent will do whatever research necessary to help you make your decision, but the decision will ultimately be yours.

When making an offer on a property, it is important to decide ahead of time how much you are willing to pay at what terms for the house. You already know what fair market value is. Now you have to decide what price you will offer; how much earnest money deposit you will offer; what personal property you wish to have convey (everything is negotiable); how much you are asking the seller to pay toward your closing costs; when you plan to settle; and what inspections you plan to have conducted.

When negotiating with any seller, it's best to remember not to take anything personally. Also, try to put yourself in the seller's shoes. A good agent will be able to give you tons of advice about how to structure your offer. Once your offer has been presented, the seller will either accept your offer, reject your offer, or counter your offer. The counter process can go back and forth many times. It's important for all parties to keep their cool and focus on the goal.

Deciding to buy real estate near a favorite past time is a fun endeavor. If your passion is winter sports, Ogden Valley has it all with our ski resorts; Snowbasin, Powder Mountain and Wolf Mountain. It is a friendly, affordable, and fun place to live.

One of only a few Available units for rent actually in Powder Mountain. Rare Condo Located in Powder Mountain Ski Resort Area in the Ogden Valley.

Darin Mich'l is Owner/Broker of PPR Real Estate located in Eden Utah, Servicing Powder Mountain, Snowbasin, and Wolf Creek Utah in the Ogden Valley Utah. For the Valley's Best deals: I specialize in Short Sales, Repossessions, Home auctions, Bank Owned Sales, REO, FHA and VA sales, Call me at 801-888-1800 or email me This email address is being protected from spambots. You need JavaScript enabled to view it.

Contact Darin Michl to help you find the best ski resort property for your lifetime vacation getaway or permanent residency.

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